Skip to content

The Street Smart Gender

October 4, 2009

12112006(004)It’s not in their (read men) genes! Understanding women and financial instruments are equally difficult for men; and they often get it wrong. The billion-dollar question, therefore, is: could we have avoided the ongoing financial crisis if women managers were at the helm of Wall Street?

E-x-o-t-i-c (coincidentally, remove the “e”, the remaining letters form the word “toxic”) financial products, which had been the cynosure of the investment community for a woefully long time, turned toxic in a jiffy, pushing the financial sector on the brink of collapse and threatening to send the global economy into a depression.

Too much emphasis on price (face value?) is considered to be one of the biggest investment mistakes; men generally fall for beauty, somewhat ignoring the dangerous and treacherous curves and turns ahead. Women, on the other hand, have long-term considerations while entering into an alliance. External beauty is an important consideration, but not the important one.

Women will never acquire a “hot” asset without research, according to a survey conducted by Merrill Lynch investment managers in 2005. And that’s why when the romance fizzles out over time, men are often found complaining about their past mistakes, unaware of the exit route. Due diligence, prudent choice and patience are key to success of any relationship; they are key to successful investments as well. Late starts and wrong turns are always fatal, aren’t they?

Nevertheless, the man “alter ego” has a similar adverse effect on investment decisions like it has on human relationship. Women know what they don’t know and aren’t afraid of seeking help, turning to professional financial advisors at a much higher rate than men. Women seek direction when they are lost, men continue driving!

Belafonte sang: The women of today/Smarter than the men in every way

Advertisement
2 Comments leave one →
  1. shyamal sarkar permalink
    October 5, 2009 07:00

    It’s good that there are canny men like you, who realize that women can be smarter than men, in more ways than one.

  2. amitayu sengupta permalink
    October 5, 2009 05:51

    but then there are men like you who can see through it all!! as long as men like you are there, mankind can still survive with all its follies.
    as edison said, success is 1% inspiration, 99% perspiration. so let the whole world perspire under the crisis, as long as 1% like you can have such inspirations, there is bound to be success!!!
    but i do agree that having women as financial managers would have one positive effect. instead of holding their savings in toxic assets, they would have stored up jimmy choos. in case of a crisis, we wud have lots of shoes to throw each other!!!

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.